Founded in 1936, GEICO is a leader in the auto insurance industry. They are the second-largest auto insurance company in the United States, insuring over 15 million drivers.
With this vast amount of coverage, GEICO has several claims active at any given time. And while it seems like they are there to provide fair compensation when you are involved in a car wreck, they often try to cut whichever corners they can.
If you or a loved one have been involved in a car accident, you’ll want a trusted a vehicle accident lawyer in Houston Texas to help fight the insurance company and get you the coverage you need.
GEICO Arguing Fault and Liability For a Car Accident
GEICO’s claims adjusters may try arguing over who is liable or at fault for the accident. There have even been many cases where clients that have been rear-ended were argued as being partially at fault. This often discourages victims from seeking medical care out of fear it won’t be covered by insurance. By not seeking immediate medical help, injuries may be prolonged and lead to long-term complications. If the liable party’s insurance company is not covering your medical bills, you’ll want an experienced lawyer on your side to fight for your rights.
Why GEICO May Attempt Adjusting Medical Bills
If you sustain injuries from an auto accident with GEICO, they may not use the full total of your medical bill. Many insurance companies will determine the average cost for treatment in your area and only offer to cover that amount. Unfortunately, this is often less than the actual cost you would owe.
GEICO sometimes uses private attorneys who hire witnesses to testify on the reasonable cost of treatment. These paid witnesses are often medical practitioners and are therefore regarded as valid sources. This shady practice can cheat you out of the coverage you deserve, which is why you’ll want to have an experienced attorney on your side.
How GEICO Purchasing Hospital Liens Can Impact Your Case
A modern tactic we have noticed from GEICO is purchasing the injured party’s hospital lien at a discounted price. At first, it may seem beneficial to have a smaller hospital bill. However, the underlying effect can be detrimental to your case. When a car accident case goes to trial, the jury associates the compensation needed with the medical bills’ fee.
When your bills are smaller, the jury may not consider it to be a serious accident. This amount can also act as an anchor and cause you to receive a much smaller compensation settlement. This settlement may not even cover your medical expenses. With a trusted lawyer working on your case, they can ensure that there is no lien settlement between the hospital and insurance company, providing you with a fair trial.
Call an Experienced Car Accident Lawyers in Houston
When you are involved in a car crash, companies like GEICO may try to devalue your claim. They often do this by incorrectly assigning liability and attempting to lower your medical bill coverage.
When interacting with an insurance company, it is important to have a good semi truck lawyer in Houston representing you. By contacting the experienced attorneys at The Stephens Law Firm for your case, you are far more likely to receive proper compensation. Get in touch with our firm today.
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