West Houston Attorney for Lawsuit Against Germania Auto Insurance

West Houston is a sprawling metropolis with highways and interstates interconnecting for millions of travelers each year. These roads can be the site of a car accident that will set you down the windy path of insurance claims navigation. Regardless of who is at fault, you will have to work with insurance companies for any damages. 

But insurance companies don’t always prioritize your interests. Indeed, the main concern is paying out as little as possible. One agency that has faced lawsuits for this in the past is Germania Insurance.   

Germania Auto Insurance is Rooted in Texas

Germania Insurance is an insurance company native to the lone star state. It began in 1896 in Perry, Texas as the Germania Mutual Aid Association. The original purpose was to provide farm mutual insurance and risk distribution across members’ farms in Texas. 

Over the years, it has evolved into a thriving Texas business with over 200,000 members. Besides auto insurance, it also has home insurance and other coverage options. The headquarters are along Highway 290 in Brenham, Texas. 

Germania Insurance Refuses Settlement and Incurs Lawsuit

In 2018, a driver covered by Germania was in a car crash with an uninsured motorist. The insured driver had coverage for uninsured motorist accidents. With numerous injuries, the driver filed a claim for the $36,594.00 covered on her policy. 

Germania refused this settlement and only offered $6,000. Then, the insurer tried to null the contract with the driver. The driver brought the issue to court, suing the insurer for $75,750.00 in damages. 

This lawsuit is one example of how auto insurers will try to underpay their clients to minimize the payout and why you need the best auto crash lawyer in West Houston to assist you with your case.

Auto Policies with Germania Insurance 

Germania has a range of policy coverage options, stretching from the legal minimum to as much as the customer wants. The policy may be as low as $30,000 or as much as $500,000. 

Germania has no obligation to disclose the limit when you file a claim. The legal route to learn this limit is to file a lawsuit and force the disclosure in the discovery process.  An attorney is your best resource to accomplish this. If you are dealing with severe injuries after a car accident, do not settle without learning how much coverage is available.

Filing a Personal Injury Auto Claim 

Germania claims require adequate documentation of the injury and any bills. The insurer will not pay bills but rather a lump-sum after the fact. You will have to pay out-of-pocket for medical expenses, general damages, emotional distress, etc. As the insurer’s history has shown, the company will not always pay a fair amount, even if you do everything right. It’s why you need a top rated West Houston trucking injury lawyer

Call an Experienced Car Accident Lawyers in West Houston

After a car wreck, navigating an auto insurance claim can be more stressful than you can handle. Do not let this stress allow Germania off the hook for paying you the compensation you deserve. Call The Stephens Law Firm today. We understand the stress of your situation and will fight to help you maximize your settlement.

Local West Houston Truck Injury Lawyer Near You

The Stephens Law Firm, Car Accident Lawyers handles auto accident lawsuits across Texas, including these Houston cities.