Six million people are involved in car wrecks every year in the United States. That’s roughly 1 out of every 50 people. One in 3 people report that they text while driving, which increases the risk of collision by 23%. Wouldn’t it be nice to know that there’s a trustworthy insurance provider that’s willing to compensate you on behalf of the other driver in the case of an accident?
Unfortunately, sometimes the very people who are supposed to help us when things go wrong are the ones that make our lives more difficult. The police report comes out inaccurate. You or a loved one are injured. The other party lies about injuries to get more damages paid for. Even worse, the driver’s insurance company refuses to pay.
Progressive has been known to have poor customer service and not so great accident coverage. In 2019, this provider received more complaints than an average car insurance company of its size.
If you’ve been hit by a driver with Progressive insurance, you may have no other option but to take this company to court.
Here’s what you need to know about hiring a car crash lawyer in Houston Texas to represent you in a car wreck case against Progressive.
What Do You Need to Prove in a Progressive Insurance Claim?
Getting reimbursed from Progressive is not as simple and intuitive as you may think. You need to prove several things, such as:
- Medical costs for any procedures from the accident, foreseen or present
- Finances lost from any time taken off work, and the doctor’s note stating you needed to be off work
- The fair market value of the vehicles that were damaged
- The hospital bill for any medical charges
It can be difficult to compile this information accurately, especially while emotionally dealing with an accident.
Proving Pain and Suffering in a Car Wreck
This is difficult to prove as pain is very personal, and an adjuster will never secondhand experience your pain. Without documentation (i.e., bills from a therapist, doctors, funeral costs, etc.), it won’t be easy to get a Progressive adjuster to offer what you think you deserve for what you’ve been through.
In cases like this, the only next step is to file a lawsuit to get the reparations you’re entitled to.
Suing Progressive Auto Insurance
Progressive uses in-house attorneys who are salaried, meaning they are not billing the company hourly. They have more time and flexibility to fight on Progressive’s behalf, meaning you will need to have a very tight case in your favor.
An adjuster may not offer a good settlement, and you may find the need to file a lawsuit with an experienced semi truck law firm in Houston, TX to get a better settlement offer.
Signing A Release Form
Always have a lawyer review any document before you sign anything. When you file a claim, an insurance company will ask you to sign a release before paying out reparations.
If anything is unpaid on your account, it will likely come out of your settlement. You need a legal team to look over the documents and ensure you’re getting the best deal from Progressive.
Call an Experienced Car Accident Lawyers in Houston
The Stephens Law Firm has an excellent settlement record and is well-known for suing Progressive. With a free consultation and no payments unless we win your case, what do you have to lose?
We are passionate about helping our clients get the justice they deserve. Call us today to let us help you win your case against Progressive.
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