What If The Other Driver Doesn’t Have Insurance?

If the other driver doesn’t have car insurance all is not lost. Everybody in Texas gets what’s called underinsured motorist coverage when you get your policy it’s required by the law.  So unless you have rejected it you’re going to have insurance coverage of at least $30,000 and perhaps a lot more under your policy. So we would ask your insurance company to step up to the plate and pay you for the damages that the underinsured or uninsured driver doesn’t have.