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Houston Rear-End
Collision Accident Lawyer

Joe is one of the few Texas lawyers that is double board certified.

“No Legal Fees Until Joe Wins Your Case”

Content Reviewed by: Joe Stephens

Last Updated: October 27, 2025

A rear-end collision can leave you and your loved ones in pain, overwhelmed with medical bills, or unsure of what to do next. A Houston rear-end collision accident lawyer can help. Rear-end crashes happen every day on busy Houston roads like I-10, I-45, and Beltway 8, leaving victims with injuries and questions. 

When you need a trusted Houston car accident lawyer, Joe Stephens is here to help. With over 40 years of experience and recognition as a double board-certified attorney, Joe has spent his career standing up to insurance companies and fighting for Texans hurt in car wrecks. At The Stephens Law Firm, you’ll get the personal attention of an accomplished trial lawyer who knows how to pursue the justice and compensation you deserve.

Choosing the right lawyer can change the outcome of a rear-end case. Evidence is preserved faster, insurers take you seriously, and your recovery stays on track. As a Houston personal injury lawyer, Joe brings trial-tested skill and clear guidance when you need it most.

Over 40 Years Handling Rear-End Claims

Licensed since 1985, Joe has negotiated and tried hundreds of cases, building a reputation that insurers recognize. When Joe is on a file, carriers know he will prepare it for court, not just a quick settlement.

Double Board-Certified

Joe is double board-certified in Personal Injury Trial Law and Civil Trial Law. Out of more than 100,000 Texas lawyers, only a small handful hold both credentials.

Client-First Representation

You work directly with Joe from start to finish. He gives clear updates and guides you through each decision. The Stephens Law Firm offers a free consultation and charges no legal fees unless Joe wins your case.

Local Knowledge of Houston Roads and Insurers

Rear-end crashes on I-10, I-45, and Beltway 8 follow patterns Joe has seen for decades. He knows the local adjusters, defense firms, and court expectations, and consults Houston medical providers and reconstruction resources to support your claim.

Discover The Many Benefits Of Working With Joe Stephens For Your Personal Injury Case

Results From Rear-End Collision Cases in Houston

We relentlessly fight for the maximum compensation our clients deserve, retrieving life-changing results for families across Texas.

What Past Clients Say About Us

Hearing directly from past clients says more than any statistic or verdict ever could. These testimonials reflect Joe’s commitment to fighting for fair outcomes and supporting people through one of the hardest times of their lives.

After a rear-end crash, the law allows you to seek money for what you lost and what you’ll need going forward. This includes:

  • Past and future medical bills related to your injury
  • Lost wages and reduced earning capacity
  • Pain and suffering
  • Vehicle repair or replacement
  • Out-of-pocket costs

Joe Stephens builds each claim with solid evidence, expert opinions, and clear proof of how the crash changed your life to help maximize your recovery in negotiations and, if necessary, at trial.

Can I Still Recover Damages if The Other Driver Says I Stopped Too Suddenly?

Texas follows comparative negligence law, meaning you can still recover money as long as you were not more than 50 percent at fault. Your award will just be reduced by your share of responsibility. 

Disputes regarding who is responsible for a rear-end accident in Texas come down to evidence, and Joe Stephens moves quickly to secure that proof, challenge blame-shifting, and show the real cause of the collision so you aren’t left paying for another person’s mistake.

What if the Other Driver Doesn’t Have Insurance or Has Only the Texas Minimum Coverage?

Uninsured/Underinsured Motorist, or UM/UIM, coverage can pay when the at-fault driver has no insurance or only the Texas minimum 30/60/25 policy, which can run out quickly with accumulating medical bills. Joe Stephens looks for every possible source of compensation, including Personal Injury Protection, MedPay, commercial policies, negligent maintenance, and more.

Hiring a local lawyer means you get someone who knows the city, its traffic, and the unique challenges that rear-end crashes bring in Houston. This local experience can make a significant difference in how quickly and effectively your case moves forward. 

A Houston personal injury lawyer can help by: 

  • Considering how Houston weather hazards impact liability
  • Accessing city and county traffic cameras to acquire critical evidence of the crash
  • Utilizing an extensive network of experts across Houston who know the local courts and insurance defense tactics to build a strong claim
  • Negotiating with local insurance adjusters, pushing back when settlement offers don’t meet the full extent of your injuries

As a small firm, we’re able to give each client the personalized representation they deserve. Joe Stephens personally handles each case, using his local knowledge of Houston to pursue maximum compensation.

How Long Do I Have To File a Rear-End Accident Lawsuit in Houston, Texas?

You have two years from the crash to file a rear-end accident lawsuit in Houston. Some situations may have shorter notice rules, like those involving a government vehicle, so speak with a Houston rear-end car accident attorney early to protect your rights.
Insurance companies often try to label rear-end crashes as minor fender benders, but even low-speed impacts can cause significant injuries, like whiplash or neck and back pain. If an adjuster downplays your claim, Joe uses medical proof, repair data, and evidence of pain and suffering to push for a fair settlement.

Does The Stephens Law Firm Take Rear-End Accident Cases To Trial if Insurance Won’t Settle?

If the insurer won’t make a fair offer, The Stephens Law Firm prepares your rear-end case for trial, and Joe will try it in court when that’s the best route to recover full compensation. Trial readiness is a key reason carriers take Joe’s demands seriously from the start.

Bringing the right paperwork helps Joe see the full picture. This makes your first meeting smoother and helps Joe calculate damages and plan the next steps. 

Crash Report and Scene Evidence:

  • Police report
  • Photos of the scene and vehicle damage
  • Dashcam or security video

Medical Documentation:

  • ER records and discharge papers
  • Doctors’ notes, diagnoses, and prescriptions
  • Imaging and test results
  • Physical therapy or similar records
  • Medical bills and insurance explanations of benefits

Income and Employment Proof:

  • Recent pay stubs or direct deposit records
  • Schedule or logs showing canceled work
  • Employer letter confirming missed time or light duty

Witness and Contact Information: 

  • Other driver’s name, insurer, and policy number
  • Names, phone numbers, and emails for witnesses
  • Body shop or tow company contact information

Helpful Extras: 

  • Photos of injuries over time
  • List of all doctors and clinics seen
  • Vehicle registration and your photo ID
  • List of questions you want to ask Joe

You don’t have to have all of this on hand, but bringing as much of this as you can allows Joe to break down exactly what happened, evaluate liability, and move quickly to preserve evidence and protect your rights.

You don’t have to do this alone. Get clear answers, a plan, and an advocate who will fight for you. Joe Stephens offers free consultations, no legal fees until he wins your case, and aggressive representation from day one. 

Get your free case evaluation by contacting The Stephens Law Firm online or calling (281) 201-0035.

Contact Joe Stephens for a Free Consultation

When a driver flees, you still have options, and Joe Stephens will help you use them. Get personal, direct guidance from a double board-certified trial lawyer with over 40 years of experience. Get your free case evaluation by calling (281) 201-0035 or reaching out online.

Deje que Joe Stephens luche por usted. Llame al (281) 201-0035 o contáctenos en línea para una evaluación gratuita de su caso.