How Does Personal Injury Protection Insurance Work?

PIP operates on a system of initial medical and financial coverage following an incident, based on the quantity of PIP that you invest in. For example, if you invest in a large amount of PIP — say upwards of $5,000 — then it will be more likely that you will be covered even in the event of more extreme crashes or collisions. Of course, the concept remains true vice versa, meaning it can be risky to not invest a larger amount with a hypothetical worse crash possible. It’s also important to be aware of smaller details surrounding PIP coverage, as insurance companies can use ethically questionable tactics to make the process of reimbursement either slower or completely impossible. In order to counteract these tactics, it’s necessary that you undertake certain steps following an accident involving injury. Most of these surround medical procedures and if they were in fact necessary costs — for instance, if you did not visit a hospital or doctor within 14 days following the incident, an argument could be made that your injuries worsened due to your own negligence of health, and therefore higher costs could have been avoided. In a situation where your medical bills are a result of procedures that the insurance company deems not to be required, they can also refuse your claim.

Commercial Truck Driver Negligence | The Stephens Law Firm Accident Lawyers

Negligent Actions by Truck Drivers Can Impact Lives

Big truck accidents happen almost daily in Texas. Since a wreck with a tractor-trailer is no small event, these accidents are likely to cause serious damage and injury. Many 18-wheeler accidents happen because of truck negligence. The driver may not have followed proper protocol, was distracted, or had not inspected the truck carefully.

Occasionally, the actions of the truck driver fall under more than simple negligence. A driver or company may face criminal charges and have to pay punitive damages if they were:

Under the influence of drugs or alcohol
Driving over the hourly limit
Breaking a law

The driver’s employer could face serious charges if they were not compliant with federal or state laws at the time of the accident. For example, some trucking companies have:

Allowed unqualified or inexperienced drivers to work
Used unchecked or out-of-service vehicles
Falsified logbooks to allow drivers to work longer hours

These behaviors are unsafe, and these decisions could be life or death for drivers and other people on the road. Irresponsible driving is dangerous-even more so when the driver has an 80,000-pound vehicle. In a semi-truck lawsuit, a good West Houston commercial truck collision lawyer can find out if the trucking company or driver have broken laws.

Putting Other Drivers At Risk

These behaviors are unsafe, and these decisions could be life or death for drivers and other people on the road. Irresponsible driving is dangerous-even more so when the driver has an 80,000-pound vehicle. In a semi-truck lawsuit, a lawyer can find out if the trucking company is breaking the law.

Drivers and trucking companies have to follow the Federal Motor Carrier Safety Regulations (FMCSR) for interstate commerce. These regulations include how long a driver can work in one day, who can become a driver, and many more guidelines. An experienced lawyer knows these rules and can fight with your best interest in mind.

If you or a loved one were injured in a truck accident, you need a good West Houston auto wreck attorney. Contact the Stephens Law Firm Accident Lawyers at 281-201-0035 for help now. Don’t let an irresponsible driver change your entire life. With over 30 years of experience, Joe Stephens can get you the compensation you deserve. Call today for a free consultation.

Types of Trucking Accidents We Handle in West Houston and Across Texas:

Jackknife Accidents
Truck Rollovers
Tire Blowouts
Truck Driver DWI
Wide Turn Accidents
Blind Spot Accidents
Read End Accidents
Brake Failure
Underride Accidents
Lost Load Accidents
Head-on Collisions
T-Bone Collisions

You Need an Experienced Truck Accident Law Firm

When your case requires the skill and knowledge of a seasoned semi-truck accident lawyer in Texas, Joe Stephens is the expert you’re looking to work with. If you lost a loved one in an accident involving a Truck, Joe Stephens is the negligent death lawyer in West Houston that you need. Having tried over 100 cases to a successful verdict, he has a solid reputation for stalwart representation for his clients. Cases involving commercial truck wrecks can be very complex and present difficulty proving negligence of the truck driver, the trucking company, or both. Joe’s experience with these cases allows him to get right to the heart of the matter, his clients’ rights and owed compensation.

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Motor Freight Carriers in Texas

Negligent Actions by Truck Drivers Can Impact Lives

Putting Other Drivers At Risk

Types of Trucking Accidents We Handle in West Houston and Across Texas:

You Need an Experienced Truck Accident Law Firm

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