Top Reasons Why Insurance Companies Deny Auto Accident Claims in Texas
Colossus Claim Adjusting Software is becoming increasingly popular, with most of the top auto insurers using it to calculate the amount they need to pay out to settle a car accident claim. Since this amount depends on the specific data regarding injury and treatment, it’s essential that every detail of a patient’s treatment is in […]
How Can Auto Policy Exclusions Affect Your Coverage in Texas?
Do you have an auto insurance policy in Texas and have just been in a car accident? Learn about the different auto policy exclusions can catch you off guard. Depending on the accident, you may not qualify for the coverage you thought you purchased. These exclusions have the potential to void your coverage under certain […]
What Auto Insurance Companies Use Colossus Claim Adjusting Software?
Colossus Claim Adjusting Software is becoming increasingly popular, with most of the top auto insurers using it to calculate the amount they need to pay out to settle a car accident claim. Since this amount depends on the specific data regarding injury and treatment, it’s essential that every detail of a patient’s treatment is in […]
Is a Verbal Agreement to an Insurance Settlement Binding in Texas?
Often, many insurance adjusters’ tactic after a car accident is to immediately call their opposition, using the conversation to then manipulate them into an agreement that will likely leave the injured person with an awful settlement. There is nothing in Texas law that states an agreement has to go further than a simple conversation for […]
Bad Faith Tactics Used by Auto Insurance Companies in Texas
Most automobile insurance claims follow a very predictable road to a fair conclusion after a car accident, with a few hiccups along the way. However, in some rare circumstances, your or the other driver’s auto insurance provider fails to honor its legal requirement to bargain in good faith. What does it mean for a car […]
How Do Car Insurance Companies Calculate Diminished Value in Texas?
When you get in a car wreck and your vehicle gets damaged, its value depletes. The worse the damage, the more it drops. Buyers won’t want to pay as much for a car that’s been damaged (even after repairs), and dealers won’t take the risk to trade-in. How do the insurance companies calculate the value […]
How Insurance Companies Determine if a Car is Totaled in Texas
A totaled car isn’t the state of a vehicle — it’s a determination made by the insurance companies whether they’ll pay for repairs or the vehicle’s value. When there’s a car accident, your insurance company will be responsible for repairing it. However, if they conclude that it would cost more to fix it than the […]
What is an Auto Insurance Intentional Act Clause?
Car insurance liability coverage laws in the state of Texas are at best confusing and at worst incredibly flawed. In short, car liability insurance may not cover you if you have been hit intentionally by another driver. Here we’ll take a look in more detail at what intentional acts are defined as in motor insurance […]
Do I Call My Insurance If a Texas Car Accident Is Not My Fault?
If an accident isn’t your fault, should you contact your insurance? Definitely. There are many reasons why you still need to call your auto insurance if the wreck isn’t your fault. Even if an accident is through no fault of your own and you are blame-free, you should call to make a report. There are […]