If you’re injured as a passenger in a car wreck you should file a claim and ask the insurance carrier for both the driver if he is at fault as well as the other driver that hits you for their insurance. Find out what that insurance is and then we help determine which of those folks are at fault. If the driver of yours is a friend don’t be alarmed the case against your friend would not be against him it would be against his insurance carrier, and if you’re they’re like most friends like I am if I’m at fault I would willingly say here’s my insurance coverage this is for you that’s why I purchased it so that’s what you should do.