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Katy Uber and Lyft Accident Lawyer

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Content Reviewed by: Joe Stephens

Last Updated: August 1, 2025

Choosing to be a Uber or Lyft passenger comes with risks. Rideshare crashes can lead to devastating physical injuries, emotional trauma, and financial stress. These cases involve unique legal challenges, including complex insurance policies. Because of this, it is essential to understand your rights as a victim of a rideshare collision.

Joe Stephens is a double board-certified personal injury lawyer based in Katy, with over 40 years of experience holding insurance companies accountable. He and his dedicated legal team can seek justice on your behalf while you focus on recovery. Call our law office at (281) 201-0035 for a free consultation with a Katy Uber and Lyft accident lawyer.

Understanding your legal rights after a rideshare accident in Katy is essential, particularly when navigating the complex insurance policies of Uber and Lyft. With decades of experience, Joe Stephens has the knowledge and resources to help Texas accident victims pursue the compensation they deserve. Review one of our successful case results below.

A Texas jury awarded $7.11 million in damages to Diane Perez after she was injured in a two-car accident with a Yellow Cab. The jury found the cab driver negligent and acting as an employee of Yellow Cab, despite the defense’s argument that he was an independent contractor.

Our law office is proud to have stood up for numerous car accident victims across the state. Don’t just take our word for it; read some of our client testimonials below:

Rideshare accidents are often more complicated than the typical car crash because they involve both drivers and big rideshare companies. The Uber or Lyft driver’s app status at the time of the incident, such as offline, waiting, or on a trip, affects which insurance coverage kicks in.

The victim may need to pursue compensation from the rideshare driver, Uber or Lyft, or another at-fault party. When a ride is active—meaning the driver has accepted a trip or has a passenger—Uber and Lyft provide up to $1 million in third-party liability coverage. However, this coverage typically applies only if the rideshare driver is at fault. Both companies classify their drivers as independent contractors, which may limit the companies’ direct liability in some cases.

Negotiating with these massive organizations is much more difficult than with regular insurers. We encourage you to partner with a seasoned Katy attorney when navigating an Uber or Lyft accident case.

The deadline to file an Uber or Lyft accident claim in Katy is two years from the date of the crash. Additionally, you must report the accident to the rideshare company within 30 days of it happening.

Rare exceptions apply to the filing deadline, including if the victim is a minor, the driver leaves Texas, or the victim is incapacitated. However, these exceptions are difficult to prove and rarely apply; missing the two-year deadline usually means losing the right to compensation.

Our Katy attorneys have in-depth experience handling Uber and Lyft accidents and can ensure timely filing. Reach out today for a free consultation.

Determining who will pay for your injuries depends on what the rideshare driver was doing in the app at the time of the accident.

The tiered insurance coverage that Uber and Lyft provide is as follows:

  • When the app is off – The driver’s personal insurance applies
  • When the driver is waiting for a ride request – Up to $50,000 per person and $100,000 per accident for injuries, and $25,000 in property damage
  • When the driver has accepted a ride or has a passenger – Up to $1 million in liability

Liability in rideshare accidents, similar to other personal injury cases, relies on demonstrating negligence by someone involved. These incidents can have two or more parties at fault, depending on the circumstances of the crash. Potentially liable parties include the following:

  • Rideshare or other drivers – Negligent or reckless driving behavior
  • Rideshare companies – Inadequate hiring practices or failure to properly supervise drivers
  • Vehicle manufacturers – Defective or malfunctioning auto parts
  • Maintenance providers – Improper repairs or faulty maintenance work
  • Government entities – Poor road design, lack of signage, or failure to fix hazardous conditions

Proving who is at fault in a rideshare crash is often complicated, involving police reports, witness accounts, app data, maintenance records, and other evidence. Our team can identify who should be held accountable and guide victims on the next steps.

Most rideshare cases settle before going to court. While many lawyers choose to settle by accepting low offers, ours do not. We prepare every case for trial to secure the strongest possible outcome.

Joe Stephen’s reputation and trial record make insurers more willing to pay fair compensation. The decision to go to trial is always up to the client, and we will offer honest, experienced guidance. For more information and to secure strong representation from day one, schedule a free case evaluation today.

Every case is different, and timelines will vary based on injury severity and legal complexity. Some Katy Uber or Lyft cases settle in a few months, while more serious or contested cases can take a year or longer. Some of the factors that can affect how long a rideshare case may take include the following:

  • Liability Disputes
  • Severity of Injuries
  • Insurance and Negotiations
  • Litigation

Joe Stephens works efficiently to pursue full compensation without dragging out your case. The sooner you contact our team, the sooner we can begin building your case and fighting for your recovery.

Neighborhoods We Serve in Katy

  • Cinco Ranch
  • Grand Lakes
  • Firethorne
  • Elyson
  • Cane Island
  • Tamarron
  • Pine Mill Ranch
  • Seven Meadows
  • Nottingham Country
  • Falcon Point
  • Kelliwood
  • Westheimer Lakes
  • Silver Ranch
  • Old Katy (Katy Proper)

Contact Rideshare Accident Lawyer Joe Stephens in Katy, TX

If you have been injured in an Uber or Lyft accident caused by someone else’s negligence, do not hesitate to take legal action today. Time is limited under Texas law due to the personal injury statute of limitations, so filing quickly is highly encouraged.

Joe Stephens provides high-level legal representation with decades of experience handling rideshare injury claims. Contact our law office today to schedule an initial, free consultation with a Katy Uber and Lyft accident lawyer.