Types of Commercial Trucking Insurance Policies
The average 18-wheeler weighs up to 80,000 pounds. When a big truck hits a 4,000-pound car, the results can be serious if not fatal. Driving a tractor-trailer is a big responsibility because things can quickly go wrong. That’s why the Federal Motor Carrier Safety Regulations (FMCSR) require commercial trucks to have a minimum amount of insurance.
Commercial trucks that weigh more than 10,000 pounds have to have at least a $750,000 truck insurance policy. Many trucking companies will have a primary policy of at least one million dollars. If the company has more than a few trucks, they may carry an umbrella policy. Additionally, the FMSCR require trucks carrying hazardous materials and commercial passenger vehicles to have more substantial insurance coverage.
Since a semi-truck accident is serious, many truck insurance policies have quick response teams who arrive at the wreck site right away. These teams gather evidence and information to aid the driver or company in the event of a severe injury or wrongful death lawsuit. The truck driver’s insurance team will try to use this information to shift the responsibility for the accident away from the driver.
Don’t Get Ran Over by the Insurance Companies
Don’t let the trucking company call the shots. Their insurance companies have a lot to lose and they will fight you every step of the way. If an 18-wheeler accident injured you or a loved one in Texas, get the Houston 18-wheeler wreck lawyers with experience on your side. An attorney will help you determine who was really at fault and get you justice, not just the quickest payout. Call The Stephens Law Firm, Accident Lawyers today at 281-623-1701 for a free consultation.
Types of Trucking Accidents We Handle in Houston and Across Texas:
- Jackknife Accidents
- Truck Rollovers
- Tire Blowouts
- Truck Driver DWI
- Wide Turn Accidents
- Blind Spot Accidents
- Read End Accidents
- Brake Failure
- Underride Accidents
- Lost Load Accidents
- Head-on Collisions
- T-Bone Collisions
You Need an Experienced Truck Accident Law Firm
When your case requires the skill and knowledge of the best Houston car crash law firms, Joe Stephens should be your first choice. Having tried over 100 verdict cases successfully, he has a stalwart reputation for working diligently for his clients. Cases involving big truck collisions can be very complex and present difficulty proving negligence of the truck driver, the trucking company, or both. Furthermore, if you or someone close have lost a loved one in a truck accident, The Stephens Law Firm has some of the greatest accidental death attorneys in Houston, TX ready to help you. Joe’s experience with these cases allows him to get right to the heart of the matter, his clients’ rights and owed compensation.
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