Houston Head-On Collision Accident Lawyer
Joe is one of the few Texas lawyers that is double board certified.
“No Legal Fees Until Joe Wins Your Case”
Content Reviewed by: Joe Stephens
Table of Contents
- Why Choose The Stephens Law Firm for a Head-On Collision Case in Houston?
- How The Stephens Law Firm Helps You Win Your Head-On Collision Case
- What Compensation Can You Recover After a Head-On Collision in Houston?
- What To Expect When Filing a Claim in Houston
- How Texas’s Comparative Negligence Rule Could Affect Your Claim
- Houston Head-On Collision Accidents FAQs
- Call a Houston Head-On Collision Lawyer Today
Head-on collisions are among the most severe and catastrophic crashes on Texas roads, often leaving victims with permanent injuries, lost income, and emotional distress. As a seasoned Houston head-on collision lawyer, Joe Stephens knows how quickly an ordinary drive can turn into a life-changing event. From the constant congestion on I-10 to the high speeds on I-45—recognized as one of the most dangerous highways in the nation—and the dense commuter traffic across Harris County, Houston drivers face serious risks every day.
After a severe crash, insurance companies move quickly to protect their bottom line, but having a trusted Houston car accident lawyer on your side can protect your right to compensation. Speak to The Stephens Law Firm today before the insurance company calls you.
KEY TAKEAWAYS
- Joe Stephens, a double board-certified Houston personal injury lawyer with over 40 years of experience, has a proven record of winning complex head-on collision cases.
- The Stephens Law Firm handles every step of your claim, from investigation to trial, so that you can focus on recovery.
- You pay nothing up front; Joe Stephens only collects fees if he wins your case.
Why Choose The Stephens Law Firm for a Head-On Collision Case in Houston?
Head-on collision cases are some of the most complex and high-stakes personal injury claims in Texas. To recover full compensation, victims need a seasoned Houston personal injury lawyer who understands the local courts, insurance tactics, and what it takes to win tough cases.
Over 40 Years of Experience—Licensed Since 1985
With more than four decades of experience, Joe Stephens and The Stephens Law Firm have handled hundreds of serious accident cases throughout Houston and across Texas. Joe’s deep understanding of Houston roadways, including I-45, I-10, and the 610 Loop, combined with his knowledge of local judges and court systems, allows him to build strong, strategic cases for each client.
Double Board-Certified
Out of over 110,000 lawyers in Texas, Joe Stephens is one of only ten who are double board-certified by the Texas Board of Legal Specialization in Personal Injury Trial Law and the National Board of Trial Advocacy in Civil Trial Law. This reflects Joe’s commitment to excellence and his proven track record of success both in negotiations and in the courtroom.
Compassionate, Available, Supportive
Our clients trust Joe because he treats every case with personal care. He takes the time to listen and explain each step clearly, remaining accessible throughout the legal process with empathetic but informed guidance.
No Upfront Costs: You Pay Nothing Unless We Win
Justice shouldn’t depend on your financial situation. This is why The Stephens Law Firm works on a contingency fee basis, meaning you pay nothing up front and pay no legal fees unless Joe wins your case.
How The Stephens Law Firm Helps You Win Your Head-On Collision Case
Joe Stephens takes a thorough, strategic approach to every head-on collision claim, helping clients recover the full compensation they deserve. From the first consultation to the final resolution, he works tirelessly to protect your rights and pursue significant car accident settlements in Houston.
- Investigating the crash: Joe immediately begins gathering critical evidence to determine how the collision occurred.
- Proving fault under Texas comparative negligence law: Joe ensures liability is accurately established to recover maximum compensation under Texas’s modified comparative negligence system.
- Negotiating aggressively with insurance adjusters: Joe’s reputation as a tough negotiator and skilled trial lawyer helps maximize settlements and push adjusters to make fair offers.
- Proving liability and building a strong case: Referencing expert witnesses, accident reconstructionists, and medical professionals, Joe develops a detailed case that shows the full extent of your injuries and damages.
- Taking your case to trial if necessary: If insurers refuse to settle fairly, Joe is ready to be your advocate in court, fighting for the verdict you deserve.
What Past Clients Say About Working With Joe Stephens
What Compensation Can You Recover After a Head-On Collision in Houston?
Victims of head-on collisions may be entitled to several forms of compensation that address the financial and emotional toll of the crash.
- Present and future medical bills: Covers hospital care, rehab, and long-term treatment.
- Lost wages: Recovers lost income and reduced earning capacity.
- Pain and suffering: Compensates for pain, distress, and loss of quality of life.
- Property damage: Pays for vehicle and personal property repairs or replacement.
- Wrongful death benefits: Cover funeral costs, lost support, and emotional loss.
Joe’s proven case results reflect decades of success helping clients recover the compensation they need to rebuild and focus on healing.
What To Expect When Filing a Claim in Houston
Filing a head-on collision claim in Houston involves key steps to protect your rights and secure fair compensation.
- Initial consultation
You’ll meet directly with Joe Stephens to discuss your accident, injuries, and legal options. This free consultation helps determine the best strategy for your claim. - Investigation and evidence gathering
Joe collects critical evidence—such as police reports, medical records, and witness statements—to build a strong foundation for your case. - Filing your claim
Once evidence is in place, The Stephens Law Firm files your claim with the appropriate insurance companies and legal entities, ensuring every deadline and legal requirement is met. - Negotiations
Joe negotiates aggressively with insurance adjusters to pursue full compensation for Houston car accident damages, including medical expenses, lost income, and pain and suffering. - Litigation, if necessary
If insurers refuse to offer a fair settlement, Joe prepares your case for trial, where his experience as a double board-certified trial lawyer becomes invaluable. - Resolution
Whether through a negotiated settlement or court verdict, Joe ensures you receive the compensation you deserve and the closure you need.
The Stephens Law Firm manages every step of the process from start to finish, allowing you to focus on your recovery while Joe fights for your future.
How Texas’s Comparative Negligence Rule Could Affect Your Claim
Texas follows a modified comparative negligence rule, meaning you can recover compensation if you are 50 percent or less at fault for the crash, but your compensation will be reduced by your percentage of fault. If you’re 51 percent or more at fault, you are barred from recovery. For instance, if you’re 20 percent at fault and your damages total $100,000, you can still receive $80,000.
In head-on collisions, insurance companies often use this rule to shift blame and reduce payouts. Joe Stephens knows how to counter these tactics by gathering strong evidence to prove the other driver’s fault and ensure you aren’t unfairly blamed. Don’t let insurers use Texas negligence laws against you. We’re here to protect your rights.
Accidents happen—but that doesn’t mean you have to face the aftermath alone. Attorney Joe Stephens will walk you through your options and handle the hard stuff so you can focus on getting better.
Houston Head-On Collision Accidents FAQs
What if the At-Fault Driver Does Not Have Insurance or Enough Insurance?
If the at-fault driver doesn’t have insurance, or doesn’t have enough to cover your losses, you may still be protected under your Uninsured/Underinsured Motorist coverage.
What Specific Steps Should I Take Immediately After a Head-On Collision to Protect My Claim?
After a crash, move to safety, call 911, and seek medical attention right away. Collect photos, witness contacts, and insurance details before contacting a trusted Houston car crash attorney near you.
What Is the Statute of Limitations for Head-On Collision Claims in Houston, Texas?
In Texas, most personal injury claims must be filed within two years from the date of the accident.
What Steps Can I Take to Build Strong Evidence After a Houston Head-On Collision?
- Seek immediate medical attention
- File a police report and request a copy of the accident report
- Take photos of the crash scene and vehicle damage
- Gather witness statements and contact information
- Keep records of all medical treatments and expenses
The Stephens Law Firm helps clients gather and preserve crucial evidence to build the strongest possible case for maximum recovery.
Call a Houston Head-On Collision Lawyer Today
If you or a loved one has been injured in a head-on crash, don’t wait to get legal help. Get your free case evaluation today by calling (281) 201-0035 or contacting The Stephens Law Firm online. Your consultation is free, and you don’t pay anything unless Joe wins your case.