Category: Car Accidents

Do you have an auto insurance policy in Texas and have just been in a car accident? Learn about the different auto policy exclusions can catch you off guard. Depending on the accident, you may not qualify for the coverage you thought you purchased. These ...

Colossus Claim Adjusting Software is becoming increasingly popular, with most of the top auto insurers using it to calculate the amount they need to pay out to settle a car accident claim. Since this amount depends on the specific data regarding injury and treatment, it’s ...

Often, many insurance adjusters’ tactic after a car accident is to immediately call their opposition, using the conversation to then manipulate them into an agreement that will likely leave the injured person with an awful settlement. There is nothing in Texas law that states an ...

If you’ve been the victim of an accident through no fault of your own, it’s reasonable to wonder how no-fault laws work in Texas. In most cases, the person who pays for damages following a car collision depends on whether or not it took place ...

Most automobile insurance claims follow a very predictable road to a fair conclusion after a car accident, with a few hiccups along the way. However, in some rare circumstances, your or the other driver’s auto insurance provider fails to honor its legal requirement to bargain ...

Are you aware of the most commonly staged car accidents scams? You might have seen news videos of innocent people involved in these incidents, finding themselves in the unfortunate situation of shelling out thousands for a perpetrator rather than a victim. You might think you ...

Texas law doesn’t require insurance companies to use a specific formula to calculate diminished value, so each insurer is free to use its own method for determining how much your car’s value has decreased after an accident. Many companies use the 17c formula to arrive ...

Even a minor fender-bender can result in a mountain of stress. The most stressful factor is determining who is at fault and liable for damages. Sometimes the fault is simple to determine. Maybe someone rear-ended you at a red light—no questions there! But what if ...

A totaled car isn’t the state of a vehicle — it’s a determination made by the insurance companies whether they’ll pay for repairs or the vehicle’s value. When there’s a car accident, your insurance company will be responsible for repairing it. However, if they conclude ...

Car insurance liability coverage laws in the state of Texas are at best confusing and at worst incredibly flawed. In short, car liability insurance may not cover you if you have been hit intentionally by another driver. Here we’ll take a look in more detail ...

Being turned away by a doctor after a car accident is frustrating and confusing. You’re injured, in pain, and need medical care. The last thing you expect is for a physician to refuse treatment. But it happens. And it’s usually not personal. Doctors decline to ...

In Texas, being uninsured in a car accident may result in penalties, but it does not automatically bar someone from financial recovery. With the right evidence showing that another driver caused the incident, victims can still receive compensation for their injuries. Joe Stephens and The ...